What the basis invests an object is different, fund of negotiable securities investment can divide for: Stock fund, mix model fund, bond fund, monetary market fund. From investment risk angle looks, the risk that a few kinds of fund bring to investor is different.

Stock fund basically invests stock, bond, stock not under 60% , venture gains feature is high income, high risk, suit to be willing to bear those who seek high income is higher risk, active model investor.

Mix model fund basically invests tool of market of stock, bond, currency, venture gains feature is higher income, higher risk, those who suit to be willing to assume high income of particular risk, pursuit is active model, dovish model investor.

Bond fund basically invests national debt, can turn debt, company debt, venture gains feature is a risk inferior, income is average, suit to seek capital relative safety, redound slightly tall dovish model, conservative model investor.

Monetary market fund basically invests ticket of debt of short-term national debt, finance, center, bank savings, venture gains feature is capital safety, fluidity tall, accrual part of summary prep above deposits money, suit to seek capital absolute safety, fluidity tall, redound what summary prep above deposits money is conservative model investor.

Investor should according to oneself risk bear capacity will choose fund. Generally speaking, can bear the investor of higher risk can use more vigorous investment to combine, invest the capital that higher proportion can choose to invest risk on the high side in combination, be like stock fund; The risk bears the investor with inferior ability is investing answer in combination with the risk the capital with inferior, firm style is given priority to, wait like bond fund and money fund.

To the youth, if economic capacity is passable, domestic responsibility is lighter, investment time is long, can assume bigger risk, optional choose is main investment target with stock fund, the fund product of low risk in a few give attention to two or morethings; To middleaged person, income is steadier, but domestic responsibility is heavier, should be in when investment dovish principle holds to while the consideration invests return rate, dispersive risk, try a variety of fund combination; To old people, should with dovish, safety, protect a value to be a purpose, optional choose money, protect this or the product with the higher security such as the balance with stock configuration small proportion fund.

Domestic property can be divided commonly for “ ” of management sex asset and “ blame manage sexual asset ” . Management sex asset points to the cash, deposit, stock, fund, bond capital fund that can generate profit, and the building that lives oneself and the car of the carry that be not battalion attribute capital fund of blame management sex. Carry out a proof, major fund furnishs, the charge of attend in a advanced studies of the education of the reserve that resembles annuities, children, individual and international travel the defray of such blame necessity, come from at managing sexual capital fund.
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