Common saying says, “ disposition decides destiny ” . Substantially can divide the person's disposition to be guarded to be mixed actively. This differentia does not invest a domain in fund likewise applicable, fund also has active with conservative (defence) cent.

So, does the option that the fund in the person's individual character and investment combines have do not have a relation? The fund that how can you just choose to suit oneself most according to oneself individual character invests combination? Taking these question, our newspaper reporter interviewed fund of Hua Baoxing estate to manage Song Sanjiang of company market chief inspector. Look in him, investor needs to understand, “ disposition decides to invest directional ” , investor is in active model fund combination and defence combination is both the right choice between is because of the person appropriate.

Viewpoint one: Compose builds fund to combine because of the person different

" daily economy news " (NBD) of the following abbreviation: Look in you, of the investment result that how affects a person is individual character?

Song Sanjiang: The investment tool of the choice should suit with his individual character photograph, because individual character is a decision,the risk bears a of ability important facet. The choice that you invest suits his personality only, ability won't create a burden, ability can hold on, turn investment economy into the issue that is a joy. Just think hates the person of the risk, even if gave it an outstanding share fund, slight oscillation lets his shake with fear, how he holds to again finally? And the person with very strong preference of a risk, you make him again dovish, dovish, dovish, recommended monetary fund for example, face scanty yield, how is he carried again have interest?

Viewpoint 2: It is very the age, important to expect income

NBD: Besides individual character, the fund that you think what to the individual's element also still is affecting investor to choose to suit his is combined?

Song Sanjiang: Because of the person different, still need to consider the age, anticipate the element such as income, because this is a decision likewise,individual risk bears the main factor of ability.

The surroundings of our everybody is different, the contrail that grow is different, different also to domestic responsibility. Young when, we do not have a burden, natural drizzly is aspersed, like radical, adventruous, corresponding, our risk bears capability is strong; And middleaged when have on us old, have below small, domestic responsibility is aggravating, need of conduct financial transactions is dovish, should attack and defence have both, risk preference tends middle; When old, any acuteness wave motion, can affect our happy old age life, because we do not have more ability to create wealth almost, so we need to keep a cost more, natural risk preference tends conservative.